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BUSINESS
Tim Ryles Consulting. Insurance regulation, litigation support, government relations, consumer protection;
Associate, Robert Hughes Associates, Dallas, TX; part owner, InvestInsure Insurance Agency, Atlanta.
GOVERNMENT AND REGULATORY EXPERIENCE
Georgia Commissioner of Insurance, January 1991-January 1995, an office that also carries the titles of
Industrial Loan Commissioner, Fire Safety Commissioner and Comptroller General; Administrator,
Governor's Office of Consumer Affairs, 1975-1981; Statutory Advisory Committee & State Liaison
Officer, U.S. Consumer Product Safety Commission; President and Vice President, National Association of
Consumer Agency Administrators; Executive Committee, NAIC; First Chair, NAIC Anti-Fraud
Committee; Chairman, Georgia Coalition for Consumer Rights; Board of Directors, National Consumer Symposium, Tucson, AZ and
Georgia Consumer Center; Consumer Rights and Remedies Committee, State bar of GA.
EDUCATION, TEACHING EXPERIENCE & PROFESSIONAL AFFILIATIONS
M.A. and Ph.D. in Political Science, University of Georgia; B.S., Troy State College, Troy, AL. Academic
areas include Public Law, Public Administration, American Politics, statistical analysis (parametric and
nonparametric), and survey research; Taught Political Science at the University of Georgia (three years), Georgia State University (seven years),
and Mercer University (appx. two years); Graduate Faculty at Georgia State, tenured faculty; American
Risk and Insurance Association; NAIC Passe Club; Insurance Section, Texas Bar Association.
FINANCIAL MANAGEMENT AND RELATED EXPERIENCE
Director, Common Sense Trust Mutual Funds, a joint venture of the A.L. Williams Company of
Duluth, GA and American Capital of Houston, TX; Atlanta Health Care Alliance Board of Directors (five
years); BellSouth Health Care Cost Containment Committee; Member of BellSouth-CWA Contract
Bargaining teams of 1986 and 1989; BellSouth-CWA Employment Security Advisory Board; Governor's
Health Care Commission.
PUBLICATIONS, NEWSPAPER COLUMNS AND BROADCAST COMMENTARIES
Author "Consumer Contact" column for several newspapers; Commentator, WGTV public television's
"Money Line" Program.
"How The Insurance Commissioner Views The No-Fault Bill," in Georgia Trial Lawyers Association, Life
After No-Fault (Atlanta, GA: Continuing Legal Education Series, October 4, 1991), pp. 49-63.
"The Death Spiral : It's Time to Kill It." RHA Review, Dallas, TX, (Vol. 4, No.1, 1997).
"Why Choice No-Fault Fails." Law Reporter: Journal of the Consumer Lawyers of Hawaii, (July, 1997).
"The Filed Rate Doctrine: A Trojan Horse for Insurers?" RHA Review, Dallas, TX (Vol. 5, No. 1, 1998).
"The Role of the Expert Witness in Insurance Litigation." West's Insurance Law Review (forthcoming).
Coordinator/Editor of the following works on consumer law for the U.S. Department of Commerce,
published by the U.S. Government Printing Office: Advertising, Packaging And Labeling; Consumer
Product Safety; Product Warranties And Servicing; Managing Consumer Complaints; and Credit And
Financial Issues.
LECTURES, SPEECHES, SPECIAL TRAINING PROGRAMS, LEGISLATIVE TESTIMONY
Two lecture tours of India for U.S. government; Lectured in several universities and professional/trade
association conferences, including University of Moscow; Byelorussian State University in Mensk,
Belarus; American Bar Association; American Law Firm Association; American Trial Lawyers
Association; National Conference of State Legislatures; Progressive Insurance Company. Testified before
the U.S. House, U.S. Senate, several state legislative bodies, the Federal Trade Commission and the
Department of Housing and Urban Development.
REFERING ARTICLES
Articles written about or in reference to Tim Ryles' testimony, reports or opinions.
Mealey's Litigation Reports: Bad Faith May 2, 2000
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