GOVERNMENT AND REGULATORY EXPERIENCE
Georgia Commissioner of Insurance, January 1991-January 1995, an office that also carries the titles of Industrial Loan Commissioner, Safety Fire Commissioner and Comptroller General; Special Assistant to Governor George Busbee; Administrator, Governor's Office of Consumer Affairs, 1975-1982; Statutory Advisory Committee & State Liaison Officer, U.S. Consumer Product Safety Commission; President and Vice President, National Association of Consumer Agency Administrators; Executive Committee, NAIC; Chair, NAIC Anti-Fraud Committee; Chairman, Georgia Coalition for Consumer Rights; Board of Directors, National Consumer Symposium, Tucson, AZ and Georgia Consumer Center; Consumer Rights and Remedies Committee, State Bar of GA, Georgia Watch.

EDUCATION, TEACHING EXPERIENCE & PROFESSIONAL AFFILIATIONS
M.A. and Ph.D. in Political Science, University of Georgia; B.S., Troy State College, Troy, AL. Academic areas include Public Law, Public Administration, American Politics, statistical analysis (parametric and nonparametric), and survey research. Taught Political Science at the University of Georgia (three years), Georgia State University (seven years), and Mercer University (appx. two years); Graduate and tenured Faculty at Georgia State; American Risk and Insurance Association; NAIC Passe Club; Insurance Section, Texas Bar Association; Association of Insurance Compliance Professionals; Associate Member, American Bar Association, Tort & Insurance Practices Section, Association of Certified Fraud Examiners; Center for Science in the Public Interest. Post-College & Continuing Education: Managed Care (American Quality Assurance Association & Georgetown University); Concord Law School, six months of torts, contracts, criminal law, legal reasoning; Georgia Life and Health Pre-Licensing Course; Georgia Property & Casualty Pre-Licensing Course; Variable Life Insurance Basics (R.S. Thomas School); Insurance Bad Faith Claims in Georgia (Lorman Education Services CLE/Insurance CEU); Auto Accident Law & Accident Litigation in Georgia, Lorman Education Services CLE/CEU; HIPAA Compliance: Putting the Regulations Into Practice - Practical Steps to HIPAA Implementation in GA (Lorman); Solving Mold Problems in GA (Lorman); Commercial General Liability, IIAG CE Program; National Forensic Center 1998 Conference on Expert Testimony; Pictorial/BISYS courses in Interest Sensitive Whole Life Basics; Universal Life Basics; Claim Investigation; Claim Basics; Claim Statements; Ethical Practices; Auto Physical Damage Basics; Insurance Ethics and Consumer Protection; Commercial General Liability Coverage; Umbrella Liability Coverage; Commercial General Liability Rating; Commercial Property Coverage; Retrospective Rating; Basic Mediation Skills and Practicum taught by Conflict Resolution Center, Atlanta. Career Development Seminar, 2005 Insurance Regulatory Examiners Society. Trucking Regulation and DOT Regulations, Lorman; Lecturer at CLE seminars of Tennessee Trial Lawyers Association; Georgia Trial Lawyers Association; American Law Firm Association; TIPS Section of American Bar Association.

FINANCIAL MANAGEMENT AND RELATED EXPERIENCE
Director, Common Sense Trust Mutual Funds, a four fund joint venture of the A.L. Williams Company of Duluth, GA and American Capital of Houston, TX; Atlanta Health Care Alliance Board of Directors (five years); BellSouth Health Care Cost Containment Committee, the governing board for employee benefit plan; Member of BellSouth-CWA Contract Bargaining teams of 1986 and 1989; BellSouth-CWA Employment Security Advisory Board; Governor's Health Care Commission.

PUBLICATIONS, NEWSPAPER COLUMNS AND BROADCAST COMMENTARIES
Author "Consumer Contact" column for several newspapers; Commentator, WGTV public television's "Money Line" Program.

"How The Insurance Commissioner Views The No-Fault Bill," in Georgia Trial Lawyers Association, Life After No-Fault (Atlanta, GA: Continuing Legal Education Series, October 4, 1991), pp. 49-63. "The Death Spiral : It's Time to Kill It." RHA Review, Dallas, TX, (Vol. 4, No.1, 1997). "Why Choice No-Fault Fails." Law Reporter: Journal of the Consumer Lawyers of Hawaii, (July, 1997). "The Filed Rate Doctrine: A Trojan Horse for Insurers?" RHA Review, Dallas, TX (Vol. 5, No. 1, 1998). "The Role of the Expert Witness in Insurance Litigation." West's Insurance Law Review (forthcoming).

Coordinator/Editor of the following works on consumer law for the U.S. Department of Commerce, published by the U.S. Government Printing Office: Advertising, Packaging And Labeling; Consumer Product Safety; Product Warranties And Servicing; Managing Consumer Complaints; and Credit And Financial Issues.

LECTURES, SPEECHES, SPECIAL TRAINING PROGRAMS, LEGISLATIVE TESTIMONY
Two lecture tours of India for U.S. government; Lectured in several universities and professional/trade association conferences, including University of Moscow; Byelorussian State University in Mensk, Belarus; American Bar Association; American Law Firm Association; American Trial Lawyers Association; National Conference of State Legislatures. Testified before the U.S. House, U.S. Senate, state legislatures, the Federal Trade Commission and the Department of Housing and Urban Development; training for Progressive Corporation managers; Lecturer at CLE seminars of Tennessee Trial Lawyers Association; Georgia Trial Lawyers Association; American Law Firm Association; TIPS Section of American Bar Association; American Trial Lawyers Association.

REFERRING ARTICLES

Articles written about or in reference to Tim Ryles' testimony, reports or opinions. Mealey's Litigation Reports: Bad Faith May 2, 2000

The Association of Trial Lawyers of America : Ohio Tort "Reform" Measure Overturned originally published November1999

The Association of Trial Lawyers of America : Federal No-fault defeated for now. originally published November1998